Provides less enforcement, requires less work. Automatic posting rules might be useful here too, I'm not sure. Based around a special budget report provided by Ledger/hledger, which uses periodic transaction > rules to set budget goals. The other kind ("report-based budgeting" ?). Many > different ways to handle the details. Can be done entirely manually (1a) but many docs advise using automatic posting rules to assist (1b). Based around explicitly allocating money for each purpose. "envelope budgeting" - sounds more like what you've been doing. You'll see two main approaches discussed: balance -budget provides this reportĪlso search for budgeting links at. "goal budgeting" (best name I can come up with) involves setting some inflow/outflow goals per account per period,Īnd then measuring how the actual flows compare with the goals. also you can do the transfers to and from these manually, or generate them with automated posting rules virtual accounts "off to the side" (budget:*) virtual (imaginary) subaccounts of a real-world account (eg your checking account),Ĭ. real-world accounts (eg your bank lets you create arbitrary savings accounts),ī. "envelope budgeting" is analogous to having a set of envelopes containing cash for different purposes.Ī. budget hides all non-budgeted subaccounts can be depth-limited more budget INTERVAL enables all periodic transactions with that interval these can be date-limited budget has no effect on single-column reports, it requires a reporting interval they show both budgeted and unbudgeted accounts Notes two commands that are roughly equivalent: ledger budget -add-budget expenses, hledger balance -budget -E expenses Time planning -> How to set up a time budget , some other budgeting software for comparison : Budgeting, more budgeting-related docs, for all PTA toolsĪge Your Money, the YNAB (YouNeedABudget) way , annotated examples of journals implementing budgets Hledger > balance > Budget report, hledger's built-in periodic budget reportīudgeting and forecasting (2018), a older introduction
0 Comments
Leave a Reply. |